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WebNov 1, 2024 · Common healthcare terms you need to know. There are five basic health insurance payment terms to familiarize yourself with: Premium: The recurring (likely monthly) fee for your insurance. Deductible: How much you must kick in for care initially before your insurer pays anything. WebMay 23, 2024 · Insurances that apply the 8-minute rule in billing. Every federal payer must follow the 8-minute rule. In some scenarios, insurance companies accept the billing through Substantial Portion Methodology (SPM). But the standard billing for the physical therapy is the 8-minute rule for services provided based on specific intervals. fall cookie decorating ideas
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